By the end of August 2022, credit increased by 2.5% compared to the beginning of the year
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(binhthuan.gov.vn) According to the Provincial Statistics Office, as of July 31, 2022, the total outstanding loans in the area reached 75,482 billion VND, increased by 1.74% compared to the beginning of the year (increased by 4.77% in the same period last year). It is estimated that by August 31, 2022, total outstanding loans will reach 76,049 billion VND, increased by 2.5% over the beginning of the year.

Statistics also show that outstanding loans in VND reached 74,397 billion VND, accounting for 98.6% of total outstanding loans; short-term loan balance reached 44,452 billion VND, accounting for 58.9% of total outstanding loans. Loan balances are divided by interest rate ranges: less than or equal to 6%/year accounts for about 3.9% of total outstanding loans, from 6-7%/year accounts for about 6.5% of total outstanding loans, from 7-9%/year accounts for 32.3% of total outstanding loans; from 9-12%/year accounts for about 52.2% of total outstanding loans, above 12%/year accounts for about 5.1% of total outstanding loans.

Mobilized capital to 31/7/2022 is estimated to reach 54,923 billion VND, increased by 12.22% over the beginning of the year (by 8.48% in the same period last year). It is estimated that by August 31, 2022, the mobilized capital will reach 55,796 billion VND, increased by 14% compared to the beginning of the year. As of July 31, 2022, bad debt (on balance sheet) in the province was 783 billion VND, accounting for 1.04% of total outstanding loans, bad debt ratio increased by 0.19% compared to the beginning of the year./.

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