Interest rate support from the state budget for loans of businesses, cooperatives, and business households
20/06/2022
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(binhthuan.gov.vn) The
State Bank of Vietnam - Binh Thuan branch is asking credit institutions in the
province to seriously implement the interest rate support from the state budget
for loans of enterprises, cooperatives and business households in accordance
with the direction of the State Bank of Vietnam in Circular No. 03/2022/TT-NHNN
dated May 20, 2022.
On May 20, 2022, the
Government officially issued Decree No. 31/2022/ND-CP stipulating the interest
rate support from the state budget for loans of enterprises, cooperatives and
business households. Right after that, the State Bank of Vietnam issued Circular
No. 03/2022/TT-NHNN dated May 20, 2022 guiding commercial banks to implement
interest rate support under Decree 31/2022/ ND-CP.
The term and interest
rate applied the interest rate support for customers is at 2%/year, calculated
on the actual loan balance and term of the interest rate support. The term of
interest rate support is calculated from the date of loan disbursement to the
time when the customer pays off the loan principal or interest as agreed upon
between the commercial bank and the customer, in line with the approved
interest rate support funding source, but not later than December 31, 2023. The
total amount of actual interest rate support to request the state budget for
payment by commercial banks should not exceed 40,000 billion VND./.
Hữu Tri