Many farming households benefit from loans for production and business
10/10/2022
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(binhthuan.gov.vn)
Recently, the Bank for Agriculture and Rural Development has coordinated with
the Provincial Farmers' Union to effectively implement the credit policy for
agricultural and rural development according to Decree 55/2015/ND-CP dated June
09, 2015 of the Government. Accordingly, many farmers in the province have access
to the capital quickly, with appropriate interest rates, and timely invest in
production and life.
As of June 30, 2022,
the total outstanding loans that Bank for Agriculture and Rural Development
lent through farmer associations is 4,454 billion VND/42,635 members, compared
to 2017 the outstanding balance increased 1,733 billion VND. Total loan balance
through the Union is 2,754 billion VND/24,462 members, increased 1,167 billion
VND compared to 2017.
It can be said that
the bank lending to farmers through joint programs has brought relatively high
efficiency and guaranteed credit quality. Many households have access to
capital, thereby developing the production and business activities, reducing
poverty and encouraging people to get rich righteously; promoting the process
of building new rural areas in the localities; meeting the credit needs of the
people, limiting the problem of usury.
Nguyễn Phương